Financial / Insurance

Payment Options
Orthodontic treatment is a great investment in self esteem and good health that should last a lifetime (provided retainers are worn properly).  It is our mission to provide you with affordable, high quality treatment that best fits your budget.

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We offer a variety of payment options to meet your needs:

  • Cash
  • Checks
  • Debit cards
  • VISA, Mastercard, and Discover credit cards.

Payment arrangements:

  • No interest payment arrangements allowing up to 75% of the full treatment fee to be spread out over the estimated duration of treatment
  • Discounts for accounts paid in full prior to the start of treatment.

If you have any questions or concerns regarding payment, please do not hesitate to contact us.

Insurance
If your insurance policy covers orthodontic treatment, you will receive the benefit of reduced personal costs.  Many policies have a lifetime orthodontic benefit that is distinct from regular dental insurance.  Most orthodontic insurance will pay 50% of the cost of treatment up to a certain dollar amount as defined by your policy.  Our office is committed to helping you maximize your insurance benefits, and we will review your insurance to determine how best to utilize your coverage.  Please bring your insurance card to the first visit to speed up this determination.

A down payment will be required of you when orthodontic treatment is started.  Thereafter, we will be happy to file your claims to your insurance carrier, who will in turn, pay you directly per the terms of your insurance coverage.  Please be aware that our financial relationship is with our patients or their families and not with their insurance companies.  Final responsibility for collecting benefits from your insurance company rests with you, the insured party.  Our professional services are rendered and charged directly to the patient or their family, and they are responsible for payment of all fees incurred.


Tax Savings

Your company may have a plan that can significantly reduce the cost of braces and other medical expenses.  By using a Flexible Spending Account to pay for braces you can pay out-of-pocket expenses (orthodontic fee minus insurance payments) using pre-taxed income.  For the average two-income family earning more that $50,000, the saving amount is about 35% of each dollar earned.

If you have such a plan at work (or if you aren’t sure) you should contact your Human Resources or Personnel Department for details.  We will be happy to provide you with receipts for your payments or with any other information your company requires.  Please be aware that we are in no way affiliated with these plans.  Details on how to best utilize your specific plan should be determined by you and your benefits specialist.  For additional information on ways to save, google “Flexible Spending Account.”